{"id":263,"date":"2023-03-15T18:31:30","date_gmt":"2023-03-15T18:31:30","guid":{"rendered":"https:\/\/bowaterwealthmanagement.com\/staging\/?page_id=263"},"modified":"2023-04-03T04:36:52","modified_gmt":"2023-04-03T04:36:52","slug":"insurance-planning","status":"publish","type":"page","link":"https:\/\/bowaterwealthmanagement.com\/services\/insurance-planning\/","title":{"rendered":"Insurance Planning Services"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ededed&#8221; custom_padding=&#8221;0px||0px|||&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex-direction: column;&#8221; custom_css_main_element_phone=&#8221;flex-direction: column;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_font=&#8221;|700|||||||&#8221; header_font_size=&#8221;40px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Insurance Planning Services<\/h1>\n<p>Enjoy the peace of mind of knowing you and your family are protected in any circumstance.[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/bowaterwealthmanagement.com\/contact&#8221; button_text=&#8221;Contact a Wealth Advisor&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0C71C3&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/bowaterwealthmanagement.com\/wp-content\/uploads\/2023\/03\/AdobeStock_441716799.jpg&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/bowaterwealthmanagement.com\/wp-content\/uploads\/2023\/03\/AdobeStock_292580462-scaled.jpeg&#8221; title_text=&#8221;Family couple consultations with a lawyer or insurance agent.&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||60px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_3_font=&#8221;||||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Protect what\u2019s important to you<\/h2>\n<p>We can help you find great rates and policies while integrating insurance planning into your overall financial plan.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xe052;||divi||400&#8243; icon_color=&#8221;#008676&#8243; icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Insure<\/h3>\n<p>With our expertise, we\u2019ll assist you in navigating the complex world of insurance and understanding types of coverage.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xe052;||divi||400&#8243; icon_color=&#8221;#008676&#8243; icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Manage Risk<\/h3>\n<p>Ensure that you and your loved ones have adequate coverage to protect your family\u2019s financial well-being against life\u2019s uncertainties.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xe052;||divi||400&#8243; icon_color=&#8221;#008676&#8243; icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Reduce Cost<\/h3>\n<p>We help individuals and families compare different policies to find the one that best meets their needs without overspending.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xe052;||divi||400&#8243; icon_color=&#8221;#008676&#8243; icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Adapt<\/h3>\n<p>We regularly review your insurance coverage and can help you make adjustments to ensure that it continues to meet your changing needs over time.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;fade&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex-direction: column;&#8221; custom_css_main_element_phone=&#8221;flex-direction: column;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_font_size=&#8221;30px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Insurance Plans<\/h2>\n<p>We provide a variety of products to help serve you in this area:<\/p>\n<ul>\n<li>Term Life Insurance<\/li>\n<li>Fixed Annuities<\/li>\n<li>Long Term Care Insurance<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/bowaterwealthmanagement.com\/contact&#8221; button_text=&#8221;Contact a Wealth Advisor&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0C71C3&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/bowaterwealthmanagement.com\/wp-content\/uploads\/2023\/03\/AdobeStock_127134413-scaled.jpeg&#8221; title_text=&#8221;Senior Adult Life Insurance Healthcare Concept&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f9fbfd&#8221; animation_style=&#8221;slide&#8221; border_color_all=&#8221;#000000&#8243; border_style_all=&#8221;none&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;rgba(0,0,0,0.1)&#8221; border_style_top=&#8221;solid&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;rgba(0,0,0,0.1)&#8221; border_style_bottom=&#8221;solid&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_font=&#8221;Open Sans|800|||||||&#8221; header_text_align=&#8221;center&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How to Get Started<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>STEP<\/h4>\n<h2>1<\/h2>\n<h3>First Meeting<\/h3>\n<p>At our first meeting, our priority is getting to know you and your goals. We\u2019ll gather basic information, review your budget, and answer any questions you have.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>STEP<\/h4>\n<h2>2<\/h2>\n<h3>Plan<\/h3>\n<p>In the planning stage, we\u2019ll gather and organize your documents and data, prioritize your goals, and develop a plan for meeting those goals. Targets will be set to define success.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>STEP<\/h4>\n<h2>3<\/h2>\n<h3>Act<\/h3>\n<p>Online access will be set up so you can monitor your accounts. Any paperwork for transferring or creating new accounts will be completed, and we\u2019ll set up future appointments to check in.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#008676&#8243; header_2_font_size=&#8221;48px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>STEP<\/h4>\n<h2>4<\/h2>\n<h3>Maintain<\/h3>\n<p>As we monitor your progress together, we\u2019ll update your portfolio, plan, and budget. We can check tax returns for missed opportunities and discuss future needs like insurance, college planning, or a new home.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/bowaterwealthmanagement.com\/contact&#8221; button_text=&#8221;Get Started&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0C71C3&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;254&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_font=&#8221;Open Sans|800|||||||&#8221; header_text_align=&#8221;center&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Wealth Management Services FAQ<\/h2>\n<p>[\/et_pb_text][et_pb_accordion icon_color=&#8221;#008676&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; toggle_font=&#8221;|700|||||||&#8221; toggle_font_size=&#8221;16px&#8221; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Q: How do you charge for your services?&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;on&#8221;]<\/p>\n<p>A: <span style=\"font-weight: 400;\">We are a fee-based RIA firm which means that the advisor charges a fee based on the assets managed.\u00a0 Consultations with the advisor are always free, and the exact tiered-fee structure is reviewed with every client during their first meeting before doing any investing.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Q: What is the minimum amount of assets required to work with your firm?&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>A: <span style=\"font-weight: 400;\">There is no minimum amount required to work with our firm.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Q: Can I meet with a wealth manager in person, or is everything done online?&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>A: <span style=\"font-weight: 400;\">We prefer that the first meeting with your advisor is in person if possible, however, we are also equipped to do online meetings.\u00a0 All of the paperwork, however, will be done electronically through secure electronic signings.\u00a0<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Q: How often will I meet with my wealth manager?&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>A: <span style=\"font-weight: 400;\">It is recommended that every client meet with their advisor at least once a year for an annual review to ensure that portfolio goals and objectives have remained the same.\u00a0 These meetings can be conducted in person, online, or through a phone review.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Q: Can I access my accounts and view my investments online?&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>A: Once you become a client of our firm, you will have the option to set up an online account where you can view your accounts as well as access statements, tax documents, and performance information.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f9fbfd&#8221; animation_style=&#8221;fade&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;rgba(0,0,0,0.1)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;rgba(0,0,0,0.1)&#8221; global_module=&#8221;257&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex-direction: column;&#8221; custom_css_main_element_phone=&#8221;flex-direction: column;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_font_size=&#8221;30px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Why Bowater Wealth Management<\/h2>\n<p>We understand that every client is different. Choose Bowater Wealth Management for personalized financial planning that puts your goals first.[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/bowaterwealthmanagement.com\/contact\/&#8221; button_text=&#8221;Contact a Wealth Advisor&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0C71C3&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/bowaterwealthmanagement.com\/wp-content\/uploads\/2023\/03\/b4ab2e3cb4704a6b8d16f28e49bd2b01-e1678799666809.jpg&#8221; title_text=&#8221;b4ab2e3cb4704a6b8d16f28e49bd2b01&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; header_font=&#8221;Open Sans|800|||||||&#8221; header_text_align=&#8221;left&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Other Services<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;<\/p>\n<div class=%22same-height%22 same-height-group=%221%22 >Education Planning Services<\/div>\n<p>&#8221; url=&#8221;https:\/\/bowaterwealthmanagement.com\/services\/financial-planning\/&#8221; image_icon_width=&#8221;20%&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|700|||||||&#8221; body_font_size=&#8221;16px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|20px|40px|20px|false|false&#8221; animation_style=&#8221;slide&#8221; link_option_url=&#8221;https:\/\/bowaterwealthmanagement.com\/services\/financial-planning\/&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|1px|1px|1px|1px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(0,0,0,0.08)&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;2px&#8221; box_shadow_blur=&#8221;8px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<div class=\"same-height\" same-height-group=\"2\">Planning for your children&#8217;s or grandchildren&#8217;s future? We can help you to identify and invest in education savings plans.<\/div>\n<p><a class=\"et_pb_button et_pb_more_button et_pb_button_one\" href=\"https:\/\/bowaterwealthmanagement.com\/services\/education-planning\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;<\/p>\n<div class=%22same-height%22 same-height-group=%221%22 >Investment Management Services<\/div>\n<p>&#8221; url=&#8221;https:\/\/bowaterwealthmanagement.com\/services\/financial-planning\/&#8221; image_icon_width=&#8221;20%&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|700|||||||&#8221; body_font_size=&#8221;16px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|20px|40px|20px|false|false&#8221; animation_style=&#8221;slide&#8221; link_option_url=&#8221;https:\/\/bowaterwealthmanagement.com\/services\/financial-planning\/&#8221; border_radii=&#8221;on|1px|1px|1px|1px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(0,0,0,0.08)&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;2px&#8221; box_shadow_blur=&#8221;8px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"same-height\" same-height-group=\"2\">Our team will develop a personalized investment strategy for you that matches your unique needs and risk tolerance.<\/div>\n<p><a class=\"et_pb_button et_pb_more_button et_pb_button_one\" href=\"https:\/\/bowaterwealthmanagement.com\/services\/investment-management\/\">Learn More<\/a>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;<\/p>\n<div class=%22same-height%22 same-height-group=%221%22 >Retirement Planning Services<\/div>\n<p>&#8221; url=&#8221;https:\/\/bowaterwealthmanagement.com\/services\/financial-planning\/&#8221; image_icon_width=&#8221;20%&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|700|||||||&#8221; body_font_size=&#8221;16px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|20px|40px|20px|false|false&#8221; animation_style=&#8221;slide&#8221; link_option_url=&#8221;https:\/\/bowaterwealthmanagement.com\/services\/financial-planning\/&#8221; border_radii=&#8221;on|1px|1px|1px|1px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(0,0,0,0.08)&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;2px&#8221; box_shadow_blur=&#8221;8px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"same-height\" same-height-group=\"2\">You need a comprehensive, tax-advantaged retirement plan that takes into account your income needs and desired retirement lifestyle.<\/div>\n<p><a class=\"et_pb_button et_pb_more_button et_pb_button_one\" href=\"https:\/\/bowaterwealthmanagement.com\/services\/retirement-planning\/\">Learn More<\/a>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance Planning Services Enjoy the peace of mind of knowing you and your family are protected in any circumstance.Protect what\u2019s important to you We can help you find great rates and policies while integrating insurance planning into your overall financial plan.Insure With our expertise, we\u2019ll assist you in navigating the complex world of insurance and [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":46,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Planning Services | Bowater Wealth Manage<\/title>\n<meta name=\"description\" content=\"Protect what\u2019s important to you. 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