Financial Planning Services

Get the comprehensive financial analysis you need to make informed decisions about your assets.

Plan for your financial future

Our financial guidance and personalized solutions help you make the most of what you have.


Managing your finances can be time-consuming and overwhelming. We take the weight off your shoulders by handling all aspects of your financial planning.


Our holistic approach and in-depth analysis take your entire financial life into account. This allows you to have a fully integrated plan that meets all of your needs.


We take the time to get to know you and understand your future goals. This lets us tailor our recommendations and anticipate when market changes will impact you.


Our years of experience result in insights that can help you achieve your financial goals while reducing risk, expenses, and taxes.

Financial Planning Strategies

We use time-tested methods:

  • Investment diversification
  • Risk management
  • Budgeting
  • Systematic investing

How to Get Started



First Meeting

At our first meeting, our priority is getting to know you and your goals. We’ll gather basic information, review your budget, and answer any questions you have.




In the planning stage, we’ll gather and organize your documents and data, prioritize your goals, and develop a plan for meeting those goals. Targets will be set to define success.




Online access will be set up so you can monitor your accounts. Any paperwork for transferring or creating new accounts will be completed, and we’ll set up future appointments to check in.




As we monitor your progress together, we’ll update your portfolio, plan, and budget. We can check tax returns for missed opportunities and discuss future needs like insurance, college planning, or a new home.

Wealth Management Services FAQ

Q: How do you charge for your services?

A: We are a fee-based RIA firm which means that the advisor charges a fee based on the assets managed.  Consultations with the advisor are always free, and the exact tiered-fee structure is reviewed with every client during their first meeting before doing any investing.

Q: What is the minimum amount of assets required to work with your firm?

A: There is no minimum amount required to work with our firm.

Q: Can I meet with a wealth manager in person, or is everything done online?

A: We prefer that the first meeting with your advisor is in person if possible, however, we are also equipped to do online meetings.  All of the paperwork, however, will be done electronically through secure electronic signings. 

Q: How often will I meet with my wealth manager?

A: It is recommended that every client meet with their advisor at least once a year for an annual review to ensure that portfolio goals and objectives have remained the same.  These meetings can be conducted in person, online, or through a phone review.

Q: Can I access my accounts and view my investments online?

A: Once you become a client of our firm, you will have the option to set up an online account where you can view your accounts as well as access statements, tax documents, and performance information.

Why Bowater Wealth Management

We understand that every client is different. Choose Bowater Wealth Management for personalized financial planning that puts your goals first.

Other Services

Insurance Planning Services

Protect what’s important to you with our insurance planning services.

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Investment Management Services

We will develop a personalized investment strategy for you that matches your unique needs and risk tolerance.

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Retirement Planning Services

You need a comprehensive, tax-advantaged retirement plan that takes into account your income needs and desired retirement lifestyle.

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