Wealth Management Services
We offer a range of personalized financial planning and management services that are designed to help you make the most of what you have.
Achieve your goals and secure your financial future
With our help, you can manage your risk, access insurance and retirement plans, and get all the help you need to plan for the future. Bowater Wealth Management is dedicated to providing you with support and guidance every step of the way.
Financial Planning Services
Our financial planning services and comprehensive financial analysis help you strategize through investment balance, risk management, budgeting, and systematic savings.
Insurance Planning Services
Protect what’s important to you with our insurance planning services. We offer a variety of products to meet your needs in this area, including term life insurance, fixed annuities, and long-term care insurance.
Investment Management Services
With our industry relationships, we can offer an extensive array of investment alternatives, including mutual funds, variable annuities, and REITs. Our team will develop a personalized investment strategy for you that matches your unique needs and risk tolerance.
Retirement Planning Services
You need a comprehensive, tax-advantaged retirement plan that takes into account your income needs and desired retirement lifestyle. We offer a variety of plans, including IRAs, Roth IRAs, Simple IRAs (for business owners), Simplified Employee Pensions (SEPs), Profit Sharing, and 401K Plans.
Education Planning Services
Planning for your children’s or grandchildren’s future gives them the opportunity for success. We can assist you with setting up Custodial Accounts, Education Savings Accounts (Education IRA), and 529 Plans.
How to Get Started
STEP
1
First Meeting
At our first meeting, our priority is getting to know you and your goals. We’ll gather basic information, review your budget, and answer any questions you have.
STEP
2
Plan
In the planning stage, we’ll gather and organize your documents and data, prioritize your goals, and develop a plan for meeting those goals. Targets will be set to define success.
STEP
3
Act
Online access will be set up so you can monitor your accounts. Any paperwork for transferring or creating new accounts will be completed, and we’ll set up future appointments to check in.
STEP
4
Maintain
As we monitor your progress together, we’ll update your portfolio, plan, and budget. We can check tax returns for missed opportunities and discuss future needs like insurance, college planning, or a new home.
Wealth Management Services FAQ
Q: How do you charge for your services?
A: We are a fee-based RIA firm which means that the advisor charges a fee based on the assets managed. Consultations with the advisor are always free, and the exact tiered-fee structure is reviewed with every client during their first meeting before doing any investing.
Q: What is the minimum amount of assets required to work with your firm?
A: There is no minimum amount required to work with our firm.
Q: Can I meet with a wealth manager in person, or is everything done online?
A: We prefer that the first meeting with your advisor is in person if possible, however, we are also equipped to do online meetings. All of the paperwork, however, will be done electronically through secure electronic signings.
Q: How often will I meet with my wealth manager?
A: It is recommended that every client meet with their advisor at least once a year for an annual review to ensure that portfolio goals and objectives have remained the same. These meetings can be conducted in person, online, or through a phone review.
Q: Can I access my accounts and view my investments online?
A: Once you become a client of our firm, you will have the option to set up an online account where you can view your accounts as well as access statements, tax documents, and performance information.
Why Bowater Wealth Management
We understand that every client is different. Choose Bowater Wealth Management for personalized financial planning that puts your goals first.
Useful Links*
Dave Ramsey’s Useful Forms
FINRA Tools and Calculators
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